Tier 2 package:

The Tier 2 package is for those who desire to get a better handle on their finances at a basic level. This is designed for the individual who wants assistance getting started with a basic strategy that addresses the basic tenets of a good financial plan.

This package includes:

· Portfolio recommendation from the advisor.

· Three 1-hour meetings to establish a basic financial plan. This includes:

o Establishing a budget

o Identifying cashflow needs

o Debt repayment strategies

o Investment strategies

o Risk management

o Retirement planning

· You will also be entitled to an annual plan review each year.

What you can expect:

· Enthusiastic, optimistic, judgement-free assistance from a member of our team.

· Engaging conversations to discover your financial needs/goals.

· Assistance with implementation of action steps to help achieve your goals.

What we expect from you:

· Complete the risk tolerance questionnaire.

· Provide the following during meetings:

o Income & Expenses

o Current Debt positions (monthly payment, % rate, balance)

o Current portfolio holdings (for review)

o Current insurance information

· Come ready to learn, adjust, and implement changes we recommend to begin the journey of establishing and accomplishing your financial goals.